Archive for March 23, 2011

5DC (Dalia Cracken) | March 23, 2011
No comments

Appointment Coding, E Prescriptions and Billing with EMR Software

Electronic medical records software, EMR, is gaining greater popularity with medical offices across the country. Some of the reasons for this are the great streamlining of services and interoffice functioning. This because the software increases efficiency both in practice and with office and paperwork practices.

Most of the programs include services for appointment setting, and even color coding options so you can immediately recognize the category of appointment that is coming in. For instance, you can code all flu or seasonal illness symptom appointments blue, and all general well-being check ups in yellow, and all on-going condition evaluations with red. This immediate information is available without ever having to read a word of their face sheet.

Other standard services that are typically included with the EMR software include electronic prescriptions, and electronic billing. The first of these two services, e-prescribing allows the prescription to be sent directly from the doctor’s office to the pharmacy and allows the patient quicker access to their medicine. Electronic billing is a great resource for medical offices and can improve payment processing times from insurance agencies.

Category: Health & Medicine | Tags:
5DC (Dalia Cracken) | March 17, 2011
One comment

What You Need to Know About Loan Officers

It is a scary thing to get your first mortgage. Committing to pay off a loan for twenty or thirty years is a major financial milestone. First-time home buyers can be easily overwhelmed by the strange terminology and financial calculations involved in procuring a mortgage. The last thing they want to have to worry about is whether or not they can trust the mortgage officers that are handling their loan.

In order to ease their mind of this worry, consumers should verify that the mortgage broker, bank loan originator, or other similarly titled officer is licensed with their state to handle residential mortgages. This licensing is usually overseen by the state banking department. With the recent implementation of the SAFE Act of 2008 , there is now a national registry where consumers can check the status of mortgage officer licenses.

An officer who is in good standing has probably passed numerous checks on their credit and criminal background. They will have completed the required Loan officer training courses and may have had to pass a licensing examination. Most likely they will be bonded by an insurance company. Established officers will have had to complete continuing education, usually on a yearly basis, in order to renew their license. If you want to know what the specific requirements are for licensing in your state, contact the appropriate state office.

It would be unwise to move forward with any loan officer who cannot prove that they have a valid state license or with one whose license is not in good standing with their state licensing board.

Category: Money | Tags:
5DC (Dalia Cracken) | March 10, 2011
No comments

5 Popular CDL Jobs

The transportation industry, more specifically trucking, has become the most reliable method of freight delivery in this country. Before the construction of the interstate system and today’s modern roadways, the railroad industry handled the majority of cross-country shipping. During that period of history the concept of overnight carriers was unheard of, not to mention the efficiency that is business as usual in today’s motor freight companies.

So, how does one become involved in the trucking industry? What are the requirements to drive one of those big rigs you see barreling down the highway each day? Here are 5 of the most popular jobs you can get with a CDL (commercial driver’s license).

By default, a man or woman must qualify for a CDL. This can be accomplished by visiting a driver’s testing station, usually the state Highway Patrol Department, in your city. After completion of a written exam, DOT (department of transportation) physical and of course a driving test (using the type vehicle to be driven) you will also be faced with a few more challenges. It is required that the driver demonstrates the knowledge of the tractor trailer rigging by performing a safety inspection of the vehicle.

After all phases have been satisfied, the issuance of a CDL is granted. A CDL license has 4 classifications: A, B, C, and D. Most trucking companies require a class A CDL. There are other aspects to the license such as hazmat, double-trailers, and tanker endorsements.

Now that you have received your license it’s time to go to work driving for a major company. Here are  the five most sought after careers requiring a CDL:

1. Over-the-road driver
2. Team driver
3. Dedicated run driver
4. Tanker driver (gas, grain, etc.)
5. Owner-Operator
The above mentioned choices are just a few of the opportunities for professional drivers. If you are not inclined to be on the road full-time and away from your home, a CDL license can be used for automobile towing vehicles, school bus driving, chauffeuring, and city bus route drivers. With a CDL, the road is wide open with possibilities and with the ever increasing amount of freight and other goods to be transported there will be a constant need for professional drivers in the future.

Sara is a contributing writer for thetruckersreport.com , a site which explains the many types of commercial trucking insurance available for those with a CDL.

 

Category: Automotive |
5DC (Dalia Cracken) | March 6, 2011
No comments

How To Find Free Online Games For Mac

So it’s Friday night and you are bored as well as broke. You have played every game you own twice over and the screen is getting hard to stare at. You dread putting in another game because you know that it’s not what you want to play but you can’t pay for new titles. What a terrible conundrum! This is where free online games have their moment to shine!

YouTube is a great place to find out about sites and free online games. This is a good source for information since you are able to actually see how the game will look and play before you go through the process of downloading a title you may not like. Either way it’s free but do you want to waste any of your precious gaming time with a game that you may end up not enjoying?

Search engines are great but have their drawbacks. There are hundreds of sites, not all of them safe, that offer free game downloads. This can mean hours of sifting through page after page just to see if they have a game that you would like. This shouldn’t be a last ditch effort by any means just time consuming.

So you have gone through YouTube and nothing. You have hit every search engine from Ask to Yahoo! and nothing. An unusual place to look is Wikipedia. That’s right, the online encyclopedia will provide you with free game downloading information as long as you word the phrase correctly,  “Free Game for…” the blank was left to enter your Mac system. This will allow you to read articles for some of the best games that are free.

Now you have tried that and still nothing. Everything looks old, plain, unoriginal, and just plain boring. This could come from not wording your search phrases correctly. If you are looking for “Face Shooter 5″ but all you are coming up with is “Happy Fluffy Puppies 7″ then you might want to change a few keywords. If you like shooters put search more relevant titles and insert what games for Mac you are currently looking for.

These simple tricks will have you finding Mac free games online for you to play for the next century. The important thing in the search for these games is to not get discouraged. Sometimes you have to sort through a bit of trash to find treasure. The most important thing to remember in your searching though is to always have fun.

 

Category: Internet |
5DC (Dalia Cracken) | March 3, 2011
No comments

Planning for the Future: Selecting a Life Insurance Plan

Life insurance is one of those things that many of us don’t necessarily want to think about, but it is truly an important step toward securing the financial future of those you love. An overwhelming amount of information exists regarding life insurance. In fact, due to this information clutter, it can be difficult to determine which insurance plan is best for you. Once you have a better understanding of the key concepts, you will find that researching your life insurance options is far less challenging.

Breaking Down Your Options

Basically, there are two general types of life insurance: term life insurance and permanent life insurance. Each of these types has different policy variations you can select.

Several factors will determine the amount, duration, and other intricate characteristics of your policy, but as you begin researching consider the following:

Your Age: Some experts suggest that if you are purchasing a policy that is to cover 20 or more years, it is best to go with permanent life insurance. This is due to the fact that the cash value accumulated over time by the permanent policy will be greater than the premium savings provided by the term policy.

Your beneficiaries: Who are your beneficiaries? If your sole beneficiary is your wife as opposed to your wife/husband and your children, you are more likely to choose a term life insurance plan. With your wife/husband as your only beneficiary you will most likely, depending on your age, not need the coverage for 20 or more years.

Your financial needs: Are your children approaching college years? Will your wife encounter significant amounts of debt upon your death? The answers to these and similar questions will also impact the type and amount of your insurance policy.

A Few Tips
1. Thoroughly evaluate your financial situation and needs. Remember, the goal of a life insurance policy is not to make your beneficiaries rich for the rest of their lives. The goal of the policy is to provide your beneficiaries with the financial means to live a stable, comfortable life.

2. Once you have determined your insurance needs, stick to those needs. Do not purchase more insurance than you need!

3. Take advantage of free quotes. Many companies provide free quotes, and will even provide a free physical. If this physical turns up an issue that will raise your quote (such as high cholesterol), simply reject the quote, fix the problem, and reapply!

4. Purchasing life insurance takes work, but the peace of mind it provides is essential.

Selecting a life insurance policy can be an intimidating task, but with careful consideration of the aforementioned concepts, you will be well on your way to choosing the best policy for you and your loved ones.

Shelly is a writer for TotallyMoney.com, a site that compares and ranks the many options for over 50s life insurance and 0% interest credit cards.

 

Category: Business |