New York City is one of the most expensive places to live in the world. Not surprising given the sheer number of people trying to find housing in such a small geographical area. There’s a reason the city builds up instead of out. There is no “out” left. A side effect of this upward growth is that no one really wants to live at street level. They want to live above the bustle and noise of the street, which is why the penthouse is THE prime location in any hotel or apartment building.
Ever wondered what it costs to live in luxury in such an expensive city?
High Rise Rents
It’s hard to believe, but there are people in the Big Apple that rent apartments — and some of those apartments are expensive. There are still some luxury apartments to … Read the rest
Moving into your first house can be intimidating. Even if you lived in a dorm or shared an apartment for years, moving into a bona fide house on your own is a big step. Don’t worry, though, there are plenty of resources available to help you navigate the process of actually moving in.
Buying Has It’s Privileges
In addition to the financial advantages of purchasing a home over renting, there are some perks associated with being a home owner instead of a renter. The most obvious is that you have a realtor to walk you through the process.
A good realtor won’t disappear when the mortgage is signed. They will provide information on everything from setting up utilities and insuring your belongings to enrolling your kids in school and finding a nearby health club.
Arthur Trueger is a member of the thriving silicon valley venture capital community.
California or “Silicone Valley” Is The Center Of The Tech World
California is the leading high-tech location in the U.S. (and the world). The state plays host to more than twice as many high-tech industry jobs as second-place Texas, and it also dominates the rankings for high-tech exports, with $47.8 billion of exports in 2005, compared to $34 billion for second-place Texas.
California is also the leader in venture capital funding. In 2005, California companies attracted $10.2 billion of venture capital, over four-times the total of second-place Massachusetts. During the third quarter of 2005 alone, Bay Area companies raised $2.03 billion in VC funding, compared to New York City that drew $303.4 million; Israel that drew $311 million; Los Angeles that drew $229 million; and all of
Arizona posted three straight months of employment gains to close up 2014. November saw 24,000 new jobs created in the state and December continued with 7,000 new jobs. These figures are net gains, weighed against lost jobs across the state.
PhoenixMart set to open in late 2015 in Casa Grande
These gains meant that Arizona closed out the year with a 6.7% unemployment rate. The previous December the state had a 7.6% rate of unemployment. Arizona still has an employment problem, given that the national unemployment rate is only 5.6%, but there is cause for hope.
While much of the job growth in November and December is seasonal, with retail jobs jumping to meet the holiday shopping demands, the year long job growth for the state was 2.1%, a steady rate of improvement that will likely continue.
The end of the year is rapidly approaching, and with it, the desire to look ahead to 2015 and think about how to improve your financial outlook in the coming year. Choosing the right investments can have a huge impact on your future, and on your ability to retire. Let’s take a look at the pros and cons of two very different investment options for you money mutual funds, and real estate.
For investors who have a low tolerance for risk, mutual funds can be an attractive investment option. They are more stable than the stock market and tend to yield a consistent return. Of course, investing in such a low-risk option does have its downside.
The arguments for investing money in mutual funds are:
Mutual funds are a low-risk investment option. It’s important for every investor to
The real estate market will continue to rebound through 2015. This is good news for those investing in commercial real estate in particular.
Every year an Emerging Trends report is issued by PriceWaterhouse Coopers and the Urban land Institute. They poll over 1,000 industry leaders in the real estate market across the country. The results indicate the best cities for investment, development, and home building in the coming year.
Houston, Texas looks to be the best real estate market in 2015. It came out first in both development and investment opportunities. Austin, TX finished first in the homebuilding ranking, but was 2nd in investment and 4th in development, giving it second place overall.
In fact, Texas is a good place for real estate. Houston, Austin, and Dallas/Fort Worth all finished in the top in all three categories and in are … Read the rest
Individuals who are looking for a nice home in a nice neighborhood are very familiar with the change in the landscape of American real estate. Developers are now investing massive quantities of money into properties that are high-end, luxury homes. If you’re a middle-class individual looking for a new home in a good part of town, then you’ll likely end up walking through several homes that are parts of a development. And if your price tag is in the upper six to seven figures, then you’ll find that the most incredible developments are ready to handle your needs. In this article, take a look at the most expensive real estate developments in the country.
Luxury Penthouses in New York City
Ads in the New York Times Magazine continuously boast about the most expensive real estate developments in Manhattan. It’s now … Read the rest
If you’re like most Americans, chances are you are well-educated with the in’s and out’s of home mortgages, but have you ever heard of a reverse mortgage? These are becoming quite a popular option for the over 65, senior citizen crowd. Is a reverse mortgage a good option for you? Or is it more risk than you are willing to take on in such a critical stage of your life? Read on for a look at everything you need to know about reverse mortgages and see if it is right for you.
What is a Reverse Mortgage?
A reverse mortgage is a feasible option to citizens age 62 and older who own their homes. A reverse mortgage can be used to finance a home repair and allows you to convert your home equity into monthly income. While a standard mortgage … Read the rest
There is a difference between being a good real estate agent or broker and being able to pass a test. Tests for real estate licenses are not unlike tests for other certifications or licenses. The objective is not to assess how good you are at your job, just that you have the basic understanding necessary to be successful. Chances are that, at entry level, you will have other brokers or mentors to help you hone your skills and learn the fine points of the job once you have one.
You will spend years gaining knowledge and building expertise. Your focus right now should be on figuring out what questions you are likely to be asked and knowing their answers. It may seem a simplistic way of looking at it, but even a road test doesn’t prove you are a good … Read the rest
Choosing a place to live is arguably the most important decision you will ever make. In addition to being convenient for your lifestyle, you have to make sure the neighborhood is safe and relatively free of drug activity. While there is no such thing as a safe bet for avoiding a drug infested neighborhood, there are lots of signs and cues to look for when choosing at home.
Location, Location, Location
Generally speaking, neighborhoods located near emergency services and affluent areas have relatively few problems with drug related crime. Neighborhoods that have strong community watch programs are also less prone to drug crime.
Another clue that you have found a safe neighborhood is that it is filled with clean, orderly, and well-maintained homes. This is usually an indicator of homeowners to take pride in their neighborhood and their home – … Read the rest
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